Personalized mortgage protection and retirement strategies designed to help protect what matters today while preparing for what comes next.
Independent agency · Licensed in Texas, Georgia, Mississippi, Alabama & Louisiana · No pressure, no obligation
Select the time that works best for you. Your virtual consultation is free, and there is no obligation to purchase coverage.
Serving Texas · Georgia · Mississippi · Alabama · Louisiana
Coverage is subject to eligibility and underwriting approval.
Tell us what matters most and we'll point you to the right coverage conversation — no pressure, no obligation.
01 · Home & Family
Help create a financial safety net for your mortgage so your family can keep the home if you pass away, become disabled, or are diagnosed with a qualifying health condition. Coverage options may include living benefits at no additional cost.
Explore Mortgage Protection
02 · Growth & Legacy
Learn how an Indexed Universal Life (IUL) strategy may help you build wealth through cash-value accumulation while also providing living-benefit options that may give you access to benefits while you're still alive.
Learn About IUL InsuranceChoosing life insurance or a retirement-focused strategy shouldn't begin with a product. It should begin with understanding your goals, responsibilities, budget, and long-term priorities.
Cleveland Agency Group takes the time to explain available options, compare solutions from multiple insurance carriers, and help clients make informed decisions without relying on a one-size-fits-all recommendation.
Before applying for anything, know what's actually available to you.
See how different carriers' coverage stacks up side by side.
Recommendations shaped by your family, goals, and budget.
Support continues well after your policy is placed.
Indexed Universal Life (IUL) is a form of permanent life insurance that builds cash value while providing long-term life insurance protection. Certain policies may also include living-benefit options that can provide access to benefits while you're still alive if you experience a qualifying illness or condition.
Watch this educational overview to learn how an IUL works, what may affect cash-value growth, and why proper policy design can be important when building a long-term financial strategy.
Your home may be one of the largest financial commitments your family will ever make. Mortgage protection coverage can help create a financial safety net to help your family keep the home if you pass away, become disabled, or are diagnosed with a qualifying health condition that impacts your household's ability to meet its financial obligations.
Certain coverage options may also provide living benefits while you're still alive.
Coverage may allow your beneficiary to pay the mortgage off or manage mortgage payments, household expenses, and other financial obligations, helping protect the home and the people you love.
Certain policies may include living-benefit options that may allow eligible policyholders to access a portion of the policy's benefits following a qualifying illness or health event while they're still alive.
The right protection strategy may help create a financial safety net and reduce the financial pressure placed on your family if a disability or other unexpected event affects your ability to earn an income.
Product availability, riders, eligibility, costs, and qualifying events vary by carrier and state. Accelerated benefits may reduce the remaining death benefit.
However you're planning ahead, we start with a real conversation about your goals — then match you with the right carrier and coverage.
For adults who want to protect their household, mortgage, income, and loved ones.
For individuals who want a financial plan designed to help provide for children and dependents.
Build a strategy designed around protecting your income, planning for retirement, creating a lasting legacy, and giving you greater financial flexibility for the future.
For established earners exploring strategies beyond traditional retirement accounts.
Cleveland Agency Group is an independent agency with access to solutions from multiple insurance carriers. This allows the agency to evaluate options based on factors such as age, health, coverage needs, financial goals, budget, and underwriting considerations.
| One-Carrier Approach | Cleveland Agency Group | |
|---|---|---|
| Product Access | Limited to one company's products | Access to multiple carriers |
| Selection Process | Standardized product selection | Personalized comparison |
| Recommendation Style | Product-centered recommendation | Needs-centered guidance |
| Underwriting | Limited underwriting alternatives | Broader range of potential options |
Discuss your family, mortgage, income, current protection, retirement goals, and budget.
Explore suitable life insurance and protection strategies available from multiple carriers.
Review benefits, costs, underwriting requirements, limitations, and illustrations when applicable.
Select the option you believe best supports your goals and complete the carrier's application process.
Stay in touch for future questions, coverage reviews, and changes in your circumstances.
Cleveland Agency Group was built to help individuals and families understand their insurance options without pressure or confusion. The agency focuses on long-term relationships, personalized education, and solutions aligned with each client's needs and financial circumstances.
Shaqueena Cleveland entered the insurance industry in May 2010 after coming into it as a client herself. With a background as a financial accountant and a desire to create greater impact and financial opportunity, she found her passion in helping others understand the importance of building wealth and protecting their families, homes, income, and financial futures. Her philosophy is simple: education first, never a sales pitch — clients deserve to understand their options before making important financial decisions.
Real client testimonials and Google reviews will be added here once available — this section will never display fabricated reviews or ratings.
Cleveland Agency Group provides virtual insurance consultations for eligible individuals and families throughout Texas, Georgia, Mississippi, Alabama, and Louisiana.
Life insurance and mortgage protection guidance for Texas homeowners and families.
Texas CoverageLife insurance and mortgage protection guidance for Georgia homeowners and families.
Georgia CoverageLife insurance and mortgage protection guidance for Mississippi homeowners and families.
Mississippi CoverageLife insurance and mortgage protection guidance for Alabama homeowners and families.
Alabama CoverageLife insurance and mortgage protection guidance for Louisiana homeowners and families.
Louisiana CoverageWe offer Indexed Universal Life (IUL), mortgage protection, term and whole life insurance, final expense coverage, and retirement-focused planning strategies, through access to multiple insurance carriers.
Mortgage protection insurance is designed to help your family keep up with mortgage payments or pay off the home if something happens to you.
IUL is a form of permanent life insurance that combines death-benefit protection with the potential for tax-advantaged cash-value growth linked to a market index.
Yes. As an independent agency, we have access to multiple top-rated insurance carriers and compare options to fit your specific situation.
It depends on the product and carrier. Some policies require a medical exam, while others offer simplified or accelerated underwriting with no exam. We'll walk you through what applies to your situation.
It depends on your income, debts (including your mortgage), family obligations, and long-term goals. We help you work through those numbers during your consultation.
Yes. A conversation and quote request are free and come with no obligation to purchase anything.
Yes, consultations are available by phone and virtually for clients across our licensed states.
We currently work with clients in Texas, Georgia, Mississippi, Alabama, and Louisiana.
It varies by carrier and underwriting type, but many applications can be completed in as little as a few days to a couple of weeks.
Living benefits are optional riders on certain policies that may let you access a portion of your death benefit while still living, if you experience a qualifying critical, chronic, or terminal illness.
No. All coverage is subject to a completed application and the issuing carrier's underwriting approval. We do not guarantee approval, rates, or coverage.
Tell Cleveland Agency Group what you are trying to protect or prepare for. Pick a time above and we'll walk through your options — no pressure, no obligation.